For some, it is pretty easy to stick to a Spending Plan except when budgeting for unexpected expenses becomes necessary. Some of these expenses can be predicted, some are just pure, unwelcome surprises. It is important to have an emergency fund to take care of the unwelcome surprises that we know will happen from time to time. However, there are many “unexpected” expenses that, with a little thought and planning, can be budgeted for in
So, you are single, carefree and are thinking a week at a beach house with your buddies sounds like a great vacation. Or maybe you are a single parent who wants to give your 7-year old and your 9-year old the magical vacation that every child dreams of…a trip to Disney World! So you just grab a soda and jump in the car and go, right? Of course not! With no plan or thought put
Money is the root of all evil, right? Not even close. Money is neither good nor bad. Money is a tool that can be used for some very good things, like feeding your family or giving to support a ministry. Money can also be a tool to do bad things like spoil children or finance terrorists groups. It’s not the money. It’s how the money is used. How do you handle money? As singles, we
Big Purchase, Big Decision For single adults, financial decisions often feel like something you have to do on your own. Sure, you have friends and family to help. But friends and family are not always the wisest counsel when it comes to large purchases. Who do you trust when you have to make a tough choice? Do you go with Internet reviews? The article about Top Ten Cars? The brother-in-law who is a mechanic? Mortgage
One single adult told us that they struggled with shopping alone. While some purchases may not be as big a deal on your own, certainly there are times when we all need a wingman or wingwoman for support. When you are single, shopping alone will happen, but if you plan your time you will be able to find a person to shop with you. This is where having a strong social network of friends as
Singles love going to eat with other people and being social. The other part of being single is that your budget only has one income and eating out often can get expensive. Most singles run into this problem and have to cut back on eating out, or keep it under control at the least. But, there is something about going to lunch with someone else that helps us bond with one another and allows walls
I had a wonderful time visiting with family at Christmas. Due to my job, I traveled back from Tennessee to Texas on Christmas Day . A storm was moving up from the Gulf and another winter front moving down from Oklahoma. Eventually, these two storms would collide. No worries. I carefully planned to avoid the expected collision. According to the weather forecast, I would be in between the storms. However, both moved faster than expected.
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