For some, it is pretty easy to stick to a Spending Plan except when budgeting for unexpected expenses becomes necessary. Some of these expenses can be predicted, some are just pure, unwelcome surprises. It is important to have an emergency fund to take care of the unwelcome surprises that we know will happen from time to time. However, there are many “unexpected” expenses that, with a little thought and planning, can be budgeted for in
What a great church service you had this morning. Now all your friends from the Singles Group are heading out to lunch. You know your money is tight and a constant headache, but you just can’t take going back to your apartment and having something frozen. Besides, you deserve to indulge in budget-friendly socializing because (insert reason here). The truth is, if you don’t have the money in your budget for this meal out, then
So, you are single, carefree and are thinking a week at a beach house with your buddies sounds like a great vacation. Or maybe you are a single parent who wants to give your 7-year old and your 9-year old the magical vacation that every child dreams of…a trip to Disney World! So you just grab a soda and jump in the car and go, right? Of course not! With no plan or thought put
Money is the root of all evil, right? Not even close. Money is neither good nor bad. Money is a tool that can be used for some very good things, like feeding your family or giving to support a ministry. Money can also be a tool to do bad things like spoil children or finance terrorists groups. It’s not the money. It’s how the money is used. How do you handle money? As singles, we
I had a wonderful time visiting with family at Christmas. Due to my job, I traveled back from Tennessee to Texas on Christmas Day . A storm was moving up from the Gulf and another winter front moving down from Oklahoma. Eventually, these two storms would collide. No worries. I carefully planned to avoid the expected collision. According to the weather forecast, I would be in between the storms. However, both moved faster than expected.
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