Singles
For some, it is pretty easy to stick to a Spending Plan except when budgeting for unexpected expenses becomes necessary. Some of these expenses can be predicted, some are just pure, unwelcome surprises. It is important to have an emergency fund to take care of the unwelcome surprises that we know will happen from time to time. However, there are many “unexpected” expenses that, with a little thought and planning, can be budgeted for in